I have a pending app for SSI disability, interview completed as of today. I have 3 separate disabilities, 1 is a chronic illness needing lifetime medication, the other 2 are mental also requiring lifetime medication. I haven't been able to work full time since 2015, but have worked each year consecutively since 2002. My parents are pressuring me to go back to work full time to pay back all of this debt I have accrued and can't afford to wait 3 or 4 more months for income. If I accept a full time job now with the case still pending, will that automatically disqualify me for benefits?
Yes. Disability benefits are based on an inability to work. If you return to full time work, Social Security will very likely determine you are not disable and will deny the claim.
If you are able to work full time, why would you seek disability payments? Disability payments are given to those who cannot work, and as result, have no means to support themselves. This money is not printed from some machine or picked from a money tree. The money you would receive through disability is money taken out of all the working people's paychecks. So essentially, those, like you, who are are able to work full time, give up a portion of the money they earned and that money goes to truly disabled people who cannot work.
Further, it you are able to work full time, but you falsely reported that you cannot, you have committed fraud.
I hope that you will consider these facts, accept a full time job, and allow those truly in need to receive the disability funds needed to survive.
Yes, you likely can apply for early retirement. So long as your disability onset date is before the date you receive your first retirement check, there is generally not much of an impact. Please keep in mind that once approved for disability, they will only pay you the higher of the two benefits and will offset any retroactive disability benefits with any payments you received from retirement. Also, you mentioned “SSI” vs. SSDI. These are two different types of disability benefits; I recommend you clarify with S.S. which type you are pursuing and ask S.S. what, if any impact, your retirement will have on the disability benefits you are pursuing.
This answer is provided as a public service for informational purposes only and is not intended as legal advice. Providing this information does not create an attorney-client relationship nor is any information shared considered privileged or confidential. As with all legal matters, you should contact an experienced attorney and be aware that there are time limits for asserting potential claims.
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