HOAs have become very aggressive in recent years, perhaps out of necessity. Many will file lawsuits and evict you long before the foreclosure process can put you out of your home. We recommend to all of our clients they keep up with HOA fees, even if they can't make mortgage payments. Otherwise, the HOA may lock you out of your home. That is not an uncommon event today. Good Luck,
Yes, you would be personally liable for condo assessments and fees because you remain the owner of your condominium until the mortgage holder completes the foreclosure and obtains the deed to your property. Many condominium associations these days are filing suits for unpaid assessments, so you should be sure to pay the assessments.
This answer is not intended to create an attorney-client relationship.
IF they chose to pursue you, it is likely that the homeowner's association could get a judgment for unpaid fees. However, they may choose to look at it as throwing good money after bad. If you are worried about this, you might be able to negotiate with them prior to making up your mind about what to do.