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If your auto insurance lapses in the state of VA and the DMV sends a letter requesting proof of insurance or pay a $500 non-insured motorist fine, is there a way to avoid losing license if you can't pay it in the 30 days given to pay it? I have insurance now but I don't think it was effective as far back as the date requested on the letter. I am unemployed and have no way of coming up with that much money that fast. I also have been unable to drive the car for quite some time because it isn't working. As a result, I didn't even think to re-insure the car right away because I can't drive it. I am panicking and don't know what to do. If I request an administrative hearing, what kind of information do I need to provide to keep my license from being suspended? Does anyone know? Thanks for