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If I loan $20,000 to a friend who really needs the money and he is happy to pay 15% for the loan, would it violate California law to do so?
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Construction / Development Lawyer
It might. An attorney would really need to review the agreement to give you a thorough answer.
Yes it violates usury laws if it is a true loan and you are not a finance company or other exempt lender.,
State, local, and municipal law
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