To have all of your questions answered you should review your CC & R's, bylaws, and articles of incorporation with a real estate attorney. It is difficult to answer your questions without reviewing these documents or having an understanding as to (1) when the HOA was first created, and (2) if it is a condominium. The Washington Condominium Act requires that the owners’ association for condominiums created on or after July 1, 1990 be incorporated, however, neither the old act (the horizontal regimes act) nor the WCA require that condominiums created before that date be incorporated. An unincorporated HOA cannot hold title to real estate, generally cannot get proper insurance, cannot maintain collection lawsuits in its name, and cannot protect its officers from personal liability.
The short answer to your question is that the association, although not incorporated, still "exists" and the CC&Rs/Bylaws are still valid and enforceable. There are important reasons to incorporate and to keep that status valid, but having let it lapse does not invalidate the association or its governing documents. As to specific liability for operating without corporate status, your association should seek the advice of a community association attorney - link below.
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I agree with the previous answers and the CC&Rs are restrictions on title and the by-laws are what the owners agreed to govern their association, the articles of incorporation can be updated and readopted with your refiling.
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