The car has been in my posession for two yrs. and the finance co sold/wrote off the debt to a third party agency. I cannot get the family member to sign the title to me to make good on the debt (long story) What are my options?In the state of Florida. I also attempted to contact the lien holder and they had no record of the lien (confusing). Can the repo agent enter my locked property at any time and inform my neighbors that they are there to repo the car?