Usually the vehicle that is moving is the one at fault. The vehicle parked in a lane of travel will be subject to the defense of contributory negligence. Let the insurance handle the claim.
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There's a statute under Motor Vehicles that says a car moving in reverse always has to yield to other cars. Presumably that'd include parked cars. There is an argument to be made that the rules of the road don't apply in parking lots, but honestly I've seen that go either way. Elizabeth Powell
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