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I bought a fixed annuity while living in CA, I wanted to do all that I could to protect my annuity savings from unauthorized transactions, transfer and withdrawals, so with the help of a local company I was able to persuade the annuity company to allow me to add a security code to my contract, which had to be used before they could complete any transaction. Identity thieves were able to impersonate me and withdrew all my money (less surrender charges, off course), but the insurance company completed the transaction without authenticating my identity using the security code they allowed me to add as an additional security measure. Are they now liable for completing the transaction? Theannuity company is in Iowa and I don't mind filing suit there if needed.