I rented furniture from aArron’s because I could pick up where I left off. As stated on the website and in store we were told yes and that our account would be credited the 8 months of payments towards this account.
I made the first couple of payments no big deal then I noticed that my payments when up by 200.00 so I went online and checked everything out. They NEVER credited my account. We have kept in contact with the manager and we told them we wouldn’t keep paying until it gets credited but now he’s saying that they cannot credit my account and they will not give us a good reason or explanation why. And they are harassing me with phone calls and telling my neighbors and beating down my door.
I would talk to a local lawyer about this. I am changing to Credit repair.
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This question somehow ended up in the personal injury forum and it should be in debt settlement so I will change that for you.
You cannot just stop paying because then the store will have a breach of contract/debt collection action against you, which is what it sounds like has happened. Hopefully you obtained a written agreement about crediting your account. If so, you have a breach of contract claim against Aaron's. If not, you would need to know exactly who told you that your account would be credited and hopefully have a witness to the conversation. You may also try speaking with someone from the corporate office but you definitely cannot just refuse to communicate with them or they will file a collection lawsuit against you.
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