NO, the bankruptcy eliminated the debt. The lender can only take action to recover the property, and would be in contempt of the bankruptcy court if it tried to collect any money from you related to the discharged debt, including attorney fees incurred to recover the property.
As a Broiward County bankruptcy attorney, I can inform you that as of April 1 there is a new mandatory foreclosure mediation program. Even though you might have previously filed a chapter 7, you might be able to save your home in this new chapter 13 program. There are important features of this new mediation program which should be highly advantageous over the prior failed mandatory mediation program in state court. This program might be able to permit you to reduce your payments and save your home.
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No, you would not be responsible for the bank's attorney's fees. However, the fees become part of the final judgment amount, which will increase the amount of your deficiency when the house is finally sold at auction. You should consult an attorney and let them inform you of all your options. Many attorneys like myself offer a 15 min free consultation. An attorney can also greatly extend the amount of time you have left in your home. You will have much better results with an attorney than just answering and going thru the motions. Besides, many attorneys like myself charge flat monthly fees for a foreclosure defense. You'd be surprised how affordable it can be.