Dealing with Help Point adjustors. Won't even offer to cover 19 chiropractic visits. Accident was so violent it bent the unibody. Other driver 100% at fault, quite elderly and died a few months after accident, (not due to accident). Who do I name in a small claims action. He was insured by Century 21 but all accident correspondence comes from Farmers and the unreasonable people I have to work with are from Help Point. Do I name all of the above an the estate of the person who hit me? Any help regarding California law would be appreciated. Thank you
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