From your description, it sounds as though a final judgment has been entered against you, ending the case. If you did not attend your arbitration hearing or trial, the arbitrator or judge likely ruled against you as to your counterclaims.
If you requested proof of the debt and the collection agency did not provide it, you may have a claim against the collection agency. You should contact an attorney to help you assess this. Most consumer attorneys will offer a free consultation.
You can attempt to vacate the judgment entered against you by filing a motion with the court. Again, it would be best to speak with an attorney to assess your options moving forward.
Michelle Freed is licensed in Oregon, Washington and Idaho only. Responses to questions posted in this forum do not constitute legal advice, and does not create an attorney-client relationship.Ask a similar question