There was no court date posted , nor was any time frame of when i received the paper posted anywhere on the paper. So i am not really sure what to do or if this is just a "Scare Tatic"
Contact the local court to find out if a case was filed. Was this a debt collector that sent it to you? If so, contact a local consumer law attorney because you may have claims against the debt collector.
Mr. Goldstein is a Virginia-licensed attorney only. The information is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Answering this question does not in any way constitute legal representation. Contacting Mitchell Goldstein or the Goldstein Law Group does not constitute legal representation, nor is any information you provide protected by attorney-client privilege until otherwise advised.
This is not a scare tactic, the creditor is trying to get a judgment against you so they can possibly garnish your bank account or take other action. A judgment will last for 10 years and can be renewed. It will likely show up as a public record on your credit report. You need to file an answer to the lawsuit within the time provided or a default judgment will be granted. Most likely you were sued in Justice Court for this amount so the answer date is the Monday following 10 days from when you were served. I suspect there is also a request for admissions that were served with the lawsuit. You must respond to these questions specifically or they will be deemed admitted after the time to respond has passed.
You should strongly consider hiring a Texas Credit Card Lawsuit attorney to defend the lawsuit. Do not let this creditor get a judgment against you.
My comments are not legal advice and are for informational purposes only.
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline