I was served a notice of right to have exemptions designated form and would like to know the best way to fill out and file??
1 attorney answer
You really need to get up with a lawyer and not keep posting questions here.
You can exempt up to $35,000 (only use $30,000 of this and save $5,000 to use as your "wildcard" in question 8) in question 5. If the home is owned by you and your husband as a tenancy by the entireties, list it, but the home is safe regardless of how much equity is there.
Question 6 is for household goods, clothing jewelry. Attach a separate page if you need more than 3 lines. Use general categories like so:
clothing - 500
jewelry - 200
tvs - 300
furniture - 400
and so on.
Since you are married, I would indicate that you have a 1/2 marital interest in things like appliances and furniture. Anything belonging solely to your husband is not listed.
Exempt up to $3500 equity in any motor vehicle belonging solely or in part to you. Again, if it is solely the husband's and the judgment is just against you, then you do not list anything of the husband's.
You list bank accounts in question 8. What is the highest value per month on the bank account> List it. You get $5,000 total for question 8. List also anything else that is not covered in questions 6 and 7. like a laptop computer or something.
There is no wage garnishment for credit card debt. However, once your wages hit your bank account, they would be fair game. You are smart for directing your pay into your husband's account. If just his name is on the bank account then it cannot be touched.