My recent car accident was involving me hitting a pedestrian that had walked out between two parked cars and was not in a crosswalk. The pedestrian involved had some major injuries such as a concussion, broken ankle, and some other abrasions to face and other body parts. My insurance company says that I am at fault because I did not see him even though the police report says that pedestrian was completely at fault as well as witnesses that observed the accident. Should I hire an attorney to represent me?
If the person makes the claim, and they likely will regardless of how much they are at fault, then demand that the insurance company appointment and attorney to represent you
If you have bodily injury coverage on your auto policy as is required in your state, your insurance company has a duty to indemnify you, defend you, and provide you with a defense attorney at no cost to you if a lawsuit is filed.
The only issue may be if the attorney for the pedestrian is demanding more than your bodily injury coverage limits. Then, at that point, it would probably behoove you to consult with your own attorney.
Keep in touch with your insurance company, as if they settle the case at or within your bodily injury policy limits, then you have nothing else to fear as they will obtain a release for you.
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