The dump truck driver got a ticket for running a red light and my car was severly damaged. I suffered no major injuries and did not go to the emergency room. My car was less than a month old with 2k miles on the odometer. The initial estimate by the body shop (prior to a tear down) is almost $10k. The car's FMV is roughly $26-28k.
Plain and simple, I want a new vehicle. The car was mangled and the costs to repair will surely rise even higher and I don't want to drive a car that I saved up money for the down payment for 3 years. I also included over $3k in equity with my trade-in and I'm just completely devastated.
Do I have a right to demand a new car or sue the insurance company and/or dump truck company for what I want? I'm not looking for massive payouts, just to be whole again.
Sign up to receive a 3-part series of useful information and advice about personal injury law.