You may also want to consult with a litigation attorney who can file an Order to Show Cause to vacate the default judgment against you. Even if your insurance 'expired' a few hours before the accident, there is still a formal process an insurance company has to follow to properly cancel your policy. If they failed to do so, you may still be covered. Good luck!
I suggest you consult a bankruptcy attorney. You can let that attorney assess all of your debts, including but not limited to the default judgment against. Once she does that you can make a decision as to the best route to take. Good Luck,
Bankruptcy Debt Bankruptcy and debt Personal injury Personal injury lawsuits Personal injury settlement Police reports for personal injuries Types of personal injuries Personal injury and car accidents Police interrogation Lawsuits and disputes Filing a lawsuit Going to court Default judgment
Sign up to receive a 3-part series of useful information and advice about personal injury law.