My auto insurance that I had purchased through an agent over a year ago transferred my policy to another insurance company. I don't know if they went out of business or why the company name changed. I requested my policy documents to see if I had PIP coverage. They gave me documents which have an electronic signature (of my name) signing the policy and rejecting PIP and UIM/UM. I never signed these documents with the new insurance company. Is that enforceable? I'm not sure if I did sign rejections of that coverage with the original insurance company. But can they transfer my insurance coverage then electronically sign rejections without my permission? My insurance company says it will only pay on my passenger. Thank you.
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