If my insurance cant recoup for damages does my insurance go up? If I only have liability & opted out of UIM, now what? Ive hurt my shoulder & left leg, under NJSAIP they hv no liability, how is this fair? I'm from out of state, this has caused me a great inconvenience & cost, how do I get compensated for my loss? Instead of having drivers allowed to drive w NJSAIP w/o any financial liability, why doesn't NJ have a $1 a day unlimited public transportation? I am beyond frustrated, can I sue the State of NJ for damages done to me, after all they are the ones implementing this farce insurance system? Has the NJSAIP ever been challenged in a court of law?
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