If he files a lawsuit, immediately report it to your insurance company and send them the paperwork. You may want to give your insurance company a heads-up even. Try not to worry. Good luck.
The above is general information only and is not legal advice. The information provided does not form an attorney-client relationship, and should not be relied upon to take or refrain from taking any action. I am not your attorney until we sign a retainer agreement.
You reported it to your insurance company, so that was the first important thing you accomplished. As for whose at fault, both of you will apparently claim that the other went through a red light, so it is a question of credibility in determining fault. Just sit back and if you are served with legal process just turn it over to your insurance company right away.
If I were you I would be worried that you did not tell the truth, as that will cast doubt on everything you say in the future, but there's nothing you can do about that now. From this point forward you need to start telling the truth and try to not be intimidated by the other driver. He clearly has his own interest in mind - not yours. Report the accident to your insurance company immediately. They will ask you to make a recorded statement and you should tell them everything, including the bullying you received from the other driver. They will take care of the case for you.
If you are in an automobile accident and the other party is threatening you, this matter needs to be reported to the police department. Turn the matter into your insurance, let then pay the property claim, and let then file suit to recoupe the money.
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Term this entire matter over to your of the liability insurance carrier and let them handle this for you. That is why you pay them a premium.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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