I was in a three-car accident on a day that it snowed.
I collided with a vehicle that was spinning on the ice and out of control on a one-way single lane ramp.
The driver of the vehicle I collided with had initially lost control on the ice but had regained it before getting hit from behind by a truck that fled the scene and couldn't be identified.
The police report states that the accident was caused by the hit-and-run driver. I did not get a ticket from the police.
I have the same insurance with the driver I collided with. Our insurance company has placed 50% of the fault for the accident on me and 50% on the hit and run driver. The figure seems arbitrary and the fact the other driver lost control suggests, to me, lack of caution and so that driver should be assigned some of the fault.
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