I was 17 years old, still am but just received a letter in the mail from the car i hit insurance company, saying i need to call them to workout a out of court settlement or they will file for suit. I will not call them to pay for the amount of loss because the girl i hit even said he car loan was $9,000.00 but her car was not even worth that much and she wasn't injured. Since i was 17 at the time of the accident and will most likely be 18 when I need to go to court will i still be charged as a kid? What will happen? What should i do?