I filed a claim with the other insurance company , unfortunately the driver was an " excluded driver " once the policy of the insurance so I was denied , but they should still be liable ? How can I go about getting this fixed in course ??
You'd have to sue the driver personally, as the car insurance won't cover that specific driver. If not, you'd start an uninsured motorist claim through your own insurance company. I hope that helps.
If you don't have collision coverage then you have to sue that other driver and car owner in small claims. Good luck.
Advice given in this forum does not create an attorney - client relationship. No advice should be relied on without consulting with a local attorney.
You should put it through your own insurance if you have collision coverage. If not, you can likely file a small claims suit against the other party depending on the amount of damage.
There are a few routes to take, but the most simple one would be to go through your insurance company if you have either collision coverage or uninsured motorist coverage. You can sue the driver and the owner of the vehicle that hit yours, but that will take lots of time and energy. Best bet is if you have your own insurance go through that. Call an attorney for more detailed answers, you have three y ears from the date of the collision to file a claim in Court under the statue of limitation.
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