Basically the plaintiffs want my policy limit now but if my insurance company doesn't meet it, they will ask for more at trial, exposing my personal assets. My insurance company does not believe the case is worth that much and is willing to go to trial. I have an insurance company appointed lawyer who has been excellent and is in agreement with the insurance company. My fear is that if we go to trial, I may lose more money than my maximum policy limits.
What are my options? Is there a statute in CA that would require my insurance company to pay policy limits to keep me from losing personal assets?
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