i was in parking lot when my car was hit by another, i had no insurance, theres no police report on file no cops were called, i told girl since i had no insurance i pay for the cracked headlight. 2 months later she texts me and wants 3347.00 i said no way that's to much, her insurance company then took me to court and since i didn't go to the hearing and refused to pay they sent it to the bmv and my license was suspended, how can they do that without it being on record that the accident even occurred?
They have the girl's testimony. You had the chance to present your own testimony to contradict her version of events, but instead you chose not to go to court.
This communication is general in nature and not to be construed as legal advice or creating an attorney-client relationship. All situations are different and you should meet with and discuss your particular situation with an attorney.
Mr. Collins hit the nail on the head. The other driver's insurance actually paid $3,347.00 and secured a judgment against you in that amount. Said judgment was then reported to the BMV. Your license will remain suspended until you 1.) Make payments in an amount that is acceptable to the other insurance company or file Bankruptcy; and 2.) Provide Proof of Financial Responsibility as long as Indiana requires.
Failing to do either will cause your license to be suspended. Not purchasing auto insurance is among the most expensive things you can do. NEVER drive without insurance.
If the other car was at fault, THEIR insurance would have paid to repair YOUR car. Failure to carry insurance has NOTHING to do with liability. If you didn't call the police because you were afraid of consequences (because you had no insurance), you were mistaken. ALWAYS make a police report.
If this information has been helpful, please indicate by providing feedback that the answer was either "helpful" or "best answer" as appropriate. Legal Disclaimer: Mr. Candiano is licensed to practice law in Illinois and Indiana. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline