I was heading north on a major street and the person who hit me was turning left onto a cross street (from opposite direction heading south) and caused a "T-Bone". The police report placed them at fault, yet Infinity sent me a letter saying I was found 20% at fault for not stopping in time and being inattentive. How can I recover the rest of the 20% property damage? By cashing the check the sent me (80%), am I waiving my rights to recover the additional 20%? I can't believe Infinity, this clearly was not my fault. Please help!!!I should add that it was a left-hand turn yield light, and, yes, I was injured. They deemed my car a total loss. I went to E.R. just to document my injuries, immediately after the accident, I didn't want to incur an Ambulance Bill at the scene of the accident. I consulted with my Chiropractor because a few days later I started to REALLY feel the symptoms of whiplash, he referred me to an attorney as well. I want to settle the property damage portion myself, and leave the P.I. to the attorney. I just want to know if I am able to cash this check for 80% of my property damages, and then maybe go to small claims (I am eligible for a fee waiver too) for the remaining portion. I argued and argued with Infinity adjuster, and showed them the police report, gave them a diagram, took pictures of the intersection, and they SMACKED me with their decision. Seriously, how do they do this to people? insane to me... Any help based on these additional facts?
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