I was backing out of a parking space heard a slight bump. I pulled to the side and saw a white SUV pull forward. There was a scratch about 1/2 inch long and less than 1/8th inch wide on the side .of the 1/4 pane passenger side.. The point of contact was the passenger side bumper, but there was no sign of contact any where in the . The lady insisted there had beenno prior mark there and it must have been the contact I caused .. It was extremely hot and after the officer arrived I told him I needed to sit in the shade. He spoke with the woman at length but not to me. He then gave me a ticket for the "improper" backing. I called my insurance company and the adjuster called the lay and called me back . she said the lady agreed to a 50/50 incident .
50/50 liability sounds like a pretty good split for you if you don't really know what happened. Just my 2 cents.
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Not sure what your question is from your post but 50/50 split on liability given your facts seems equitable
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When you purchase insurance, you give the insurance company the right to negotiate on your behalf and to pay claims (without your permission) they feel you are responsible for. 50/50 responsibility seems fair given the facts you have stated. Good luck.
I agree with the others. I was an adjuster for years and 50/50 is OK. You're only real complaint is the ticket, you were on private property and the rules of the road don't apply. But when backing you need to be sure the way is clear, learn to turn your head or use your mirrors and stop simply backing up.
I would agree with these other attorneys. Without any eye witnesses, it becomes a "he said / she said" type of an accident for everyone to assess. Additionally, it would appear that neither you nor the other driver were fully attentive as it appears that neither saw the other one until after the bump occurred. From an insurance company's perspective, they are likely in the right at assessing a 50/50 liability split in determining how much of property damages to pay, as well as their assessment of any personal injuries claimed.
I searched your post-for a question mark, but could not find one. Do you have a question? What is a "loratch"?
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