Now a year later the driver is suing my insurance company and me for $109,000.00. The passenger made no claim. The damage to my small truck was a 2 inch scratch on the bumber requiring no repairs. I am certain there was no injury and the claimant is a gold digger trying to get something for nothing. My insurance company attorney or adjuster offered to settle for $20,000.00. Should I get my own attorney also at this point or wait to see if the settlement is accepted?
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