My ER bill was 20000 dollars and I started with physical therapy. I have 18 different things wronge with me and have not finished my therapy. The insurance co. wants to offer me 1100 stating I only have soft tissue insuries which was not true. I have nerve damage etc.. What do you think is a reasonable amount for my settlement for pain and suffering? And do you think I will be able to settle for a reasonable amount without attorney? I feel mistreated but don't know what to do.
Why would you try to handle such a severe injury without the help of an experienced car crash lawyer? The amount offered does seem much too small and suggests a lack of integrity by the insurance company, but that may not be true at all. I have done work for and against insurance companies, coming to know some excellent, very high integrity people working for insurance companies and terrible scoundrels also. Unfortunately, of late, there seem to be more of the latter than there used to be, so one must be cautious. The point is-not knowing the facts of how the collision occurred, the insurance and other issues involved, it would be wrong to try to advise you at all. Go see a really experienced, high integrity injury lawyer and get some good advice and help before your case is really damaged. For some more help, check out the link below.
There is no way to tell you or anyone on AVVO what a reasonable amount for pain and suffering is without knowing all of the facts, and more importantly knowing you. if an attorney says they can, they are wrong. As for a reasonable settlement without an attorney, your post should answer your question. if your medical bills really are $20,000 and they only offered you $1,100, then you get the idea of how they handle claimaints. Sorry for being so blunt, but insurance companies are not your friend.
With $20,000 in bills from the E.R., I'm afraid I think you're making a huge mistake if you don't find a lawyer that is a good fit for you right away.
Do scour those of us you find on AVVO as it is a wonderful resource. Call any of us that you think might be right. I'm sure that each one of us will discuss your case with you for free, and would pursue your case on a "contingency fee" basis, which means that we only get pad from a percentage of what the attorney can recover for you, if they are able to.
Because you have admitted that you don't know what do, that is the perfect reason to get a lawyer. When people tell you that you do not need a lawyer, that is when you need a lawyer. Until a personal injury attorney, like myself, reviews all the medical records and bills and fully understands the dynamics of the accident and liability on the other driver, I cannot tell you what would be a reasonable amount for your pain and suffering. I do know that you have already not received a reasonable offer for your medical bills, much less an amount to cover your pain and suffering and likely other causes of action to be identified by an attorney for you. Please feel free to call me for a free consultation regarding your claim: 214-762-1197. Also, do not forget that you case can be handled on a contingeny-fee basis, so an attorney does not get paid unless they collect money for your claim. Whatever you do, do not give away your claims by signing a Release until you have consulted with an attorney.
Go hire an attorney- you are not going to be able to settle this yourself.
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It sounds like the insurance company is going to play "hard-ball" on your case. That is not uncommon. Therefore, you will most likely have to hire an attorney to file a lawsuit for you. As to your question about what your case is worth, no lawyer can answer that question without knowing all the facts. And even then, it is difficult to put a value on any specific case. You would be doing yourself a great favor by calling a Dallas area personal injury lawyer for free consultation.
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