If your parents are in the picture talk to them about helping you find an attorney. I understand that you may not be able to provide all of the facts here, but something seems not quite right. Why did your insurance not cover the damages?
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You need to consult with an experienced litigation attorney to review your circumstances and all paperwork you received related to the problem. When the Colorado Department of Revenue, Motor Vehicles, suspends a driver's license, there is no automatic reinstatement even though there is automatic eligibility to reinstate. You are required to take affirmative steps to reinstate your driving privilege and the department will tell you what is needed. Written notice to your last known address by the department is sufficient under the law to notify you of suspension revocation or denial of a driver's license.
The information provided in this answer does not create an attorney-client relationship. If you are interested in a free consultation with Mr. Bryans, call The Bryans Law Office at (303) 832-2930.
Have your parents find a local lawyer to find in why your insurance company didn't pay.
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