Me and my ex wife own a manufactured home and 10 acres of land the land is paid for. we are both remarried she owes 50k left on home she did only owe 30k but she has deferred so many payments that pay off has went up. but she is destroying my credit she is never!!! On time with mortgage She currently is $1300 behind the house payment is only $530 a month. me and my current wife can’t buy a home because of her. She lets it get close to foreclosure all the time There has to be something I can do I did not put anything in divorce papers about the house I did in separation papers agree to let her have the house but not in divorce she can’t refinance because she has bought cars and let them go back and her credit is bad
Oh and now she has let her mom buy a double wide and she’s put it on the land also please help beyond frustrated
There likely was something you could have done but it sounds very much like you did your own divorce. If so, and you didn't deal with the property in the divorce, you have likely now waived the right to have the property divide by equitable distribution and have possibly put yourself in the worst possible position probably just to save a couple of hundred dollars. Since you agreed to let her have the house in your separation agreement if that agreement is binding and depending on the actual terms of the agreement, you likely now are financially responsible for property that you don't have a real ownership interest in. You need to consult with a local attorney before you make this situation any worse than you likely already have. Best of luck.
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Unfortunately, I agree with Ms. Houser. The time to do what you are proposing was during the divorce proceedings. I hope that in your separation agreement, you did not deed the home to her. If you did this you are absolutely out of luck.
Now, if you did not have to deed the home to her, you can file a partition action to force the sale of the home BUT
1. It is very expensive...perhaps more expensive than doing an equitable distribution during the divorce and
2. You WILL need an attorney to assist you. They are far too complicated to attempt alone.
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