There is no reason why you cannot use a PO box as your mailing address to initiate a dispute with a reporting agency - happens all the time. Nearly every creditor uses a PO box as their address, and PO boxes are reported as addresses for individuals on CR's.
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I agree with counsel. Also consider seeking advise from an attorney as to how to dispute the debt properly - a lot of attorneys in this field do free consults and take FCRA cases on contingency. We have an LA office...if you would like to discover more, call our offices. See the link to the right of the answer.
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