This Insurance Company is" WELL KNOWN" for it's "BAD FAITH" & "ERISA" actions! I have Have YEARS of DOCUMENTATION TO Pursue This... It's Just SOOOO UNBELIEVEABLE How these Insurances Company's GET AWAY WITH THIS!!! THEY SHOULD BE ON A "FRAUD LIST"!!! State Disability, Social Security and Welfare "FOOT THE BILL", when these Insurances Company's DELAY & Denie Legitimate Claims!!!! IT IS CRIMINAL!!!