I want to divorce my husband because of financial debt
1 attorney answer
I do not know if you have a viable cause of action. NYS requires fault for a divorce; and from what you posted there is no fauit (in the legal sense of a basis for divorce). A BR petition has certain legal requirements and none of what you have posted appears to mean automatically preserving the house. You need to confer with a family lawyer and a BR lawyer, and I also sense you and your husband plan to "collude" on the marital distribution which is illegal. If you want to discuss your family law options my partner James DeFelice does family law in NYC; his information is posted on his avvo profile.
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(Even if you are not filing a lawsuit this information can be useful).
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(Much of this information is valid for unmarrieds who have children together).
Mr. Sarno is licensed to practice law in NJ and NY. His response here is not legal advice and does not create an attorney/ client relationship. The response is in the form of legal education and is intended to provide general information about the matter in question. Many times the questioner may leave out details which would make the reply unsuitable. Mr. Sarno strongly advises the questioner to confer with an attorney in their own state to acquire more information about this issue.