I'm waiting for the adjuster to tell me that they have release the money but it's been going on three years how long does it actually take
It does NOT take three (3) years. Do you have a signed Settlement Agreement? Did you have an attorney? If so, you need to contact your attorney ASAP to avoid your claim being extinguished due to the Statute of Limitations.
Please note that the response above is solely based on the information provided in the question, and limited to in scope to that content. This answer does not qualify or should be construed as legal advice, but rather information to enable to individual to understand what information may be discussed with an attorney consulted for potential engagement to assist the posting party with their legal matter. This response nether constitutes legal advice, legal advocacy, or a promise for an engagement or engagement thereof with the attorney or firm for its services, nor should it be construed as a representation of any result and or outcome of the legal matter inquired.
In general, your case would not be ready to evaluate for settlement until after April, 2018-when you were released from treatment (MMI?). At that point, the adjuster would need to have all of your records, bills, etc. for review.
My response is my casual opinion and should not be taken or relied upon as legal advice. No communication here is intended to establish an attorney-client relationship.
What do you mean by release the money? Do you have a signed settlement agreement with the insurance carrier and are simply waiting for the check to arrive? Your posting is unclear. If you have no signed agreement, it sounds like you have been played along for 3 years. Get yourself an attorney.
You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statements to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. You can access my Legal Guides through my profile page on Avvo.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
It is hard to understand your situation we need more information. However, it sounds like the insurance company may be stringing you along waiting for the Statute of Limitations to expire which is 4 years after the date of your accident. At that point you will NOT have a claim to pursue. You need to contact an attorney who can handle the claim on your behalf properly asap.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Snyder is licensed to practice law in Florida. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question.
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline