She won't pay the loan 3 months threatening repo, truck was registered to her, I have to pay loan back, but I cant do anything with this truck because it was registered to her? She lost her license for having an accident with no insurance in FL and refuses to pay the car that she had the accident with. What are my rights/responsibilities; under GA law where it was registered. Can I sell it if the loan is in my name and it has not been paid for going on 4 months????