price was 28800 for the car. i paid a down payment of 10000, now i still owe 29000, my english is not my best, so i didnt understand all the papers i signed. i have all the papers including the original price. Markku Niemi
Well in addition to the car there is sales tax, motor vehicle fees, which likely totaled over $2500. Beyond that, there may be additional charges from after-market purchases. Security devices, extended warranty, rustproofing, etc. These devices are usually sold by the Business/Finance manager who sells it to a customer based on the amount his payment will go up per month, rather than by telling him the price he is paying. It's a deceptive and poor business practice that still continues in many dealerships. You need to have someone who understands English go over your paperwork and see what the additional charges are from and then take action from there.
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Much depends on when you purchased the car, but more than likely you signed papers for the full amount. If you've had the car less than three days, go right back to the dealership and ask for a refund. If more than three days, see a lawyer.
If you'd like to discuss, please feel free to call. Jeff Gold Gold, Stewart & Benes, LLP 1854 Bellmore Ave Bellmore, NY 11710 Telephone -516.512.6333 Email - [email protected]
In addition to the good advice given by Mr. Gold, make sure you have ALL documents available for review with an attorney. It is not unusual for car dealerships to make mistakes in the paperwork, either by accident or on purpose. These mistakes could, in the end, be quite helpful to your cause. Find someone qualified to help, here:
Sounds like you got ripped off to me. If your understanding of written English isn't too good, then it is easier to get ripped off by a car dealer, certainly. Car dealers are very good at getting people to sign documents without realizing what the papers say. Sometimes they hold their hand on the paper as if to hold it still while pointing to where they want you to sign - that's called a five finger close in the business. Sometimes they fan-fold them, that's where they are all stacked up and "for your convenience" they just flip each bottom up, pointing to where you need to sign each one - and you never see the rest of the document. They usually then put them in an envelope and seal it and tell you it's the important sales papers for your new car so put it in a safe place, hoping that you won't open the envelope until days or months later when it is too late to argue about what they did to you. Then there are Udap laws everywhere that say it is illegal for a car dealer or any merchant to do anything that is unfair or deceptive in dealing with a consumer. But Udap laws are different from state to state. You need to talk to a local Consumer Law attorney who deals with this kind of case. Call your local attorney's Bar Association and ask for a referral to a Consumer Law attorney near you or you can go to this web site page for a Free Online 50 State National List of Consumer Law Lawyers (http://www.ohiolemonlaw.com/ocll-site/ocll-locate_local.shtml) and find one near you (lawyers don’t pay to get listed here and most of them are members of the only national association for Consumer Law lawyers, NACA.net). But act quickly because for every legal right you have, there is only a limited amount of time to actually file a lawsuit in court or your rights expire (it's called the statute of limitations), so don't waste your time getting to a Consumer Law attorney and finding out what your rights are. If this answer was helpful, please give it a “Vote Up” review below. And be sure to indicate the best answer to your question so we can all be sure we are being helpful. Thanks for asking and good luck. Ron Burdge, www.CarSalesFraud.com
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