Try to file a report, take photos, ask mgr for a statement, report it to all insurance companies.
Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff
In Michigan this is a bit complex, you can seek $1000 in mini-tort - no questions. As we are a no fault state generally it is up to you to insure your car for collision damage. Because the car was legally parked different provisions of your and their insurance policies may apply. If they will not cooperate see an attorney.
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You can file your own police report by going to the nearest substation. Get an estimate for the repairs that need to be made and submit them to the apartment manager. If nothing happens or you cannot get them to resolve your claim you can either hire an attorney or file a clam in small claims court, assuming the damage is not too high. If you decide to file in small claims court the court the personnel at most courthouses will have forms they will provide that you can fill out. You may also be able to find forms on-line. However, lawyers are trained and experienced in fighting for people in situations like yours and therefore you are probably better off seeking legal assistance.
If legally parked, it's a property damage claim against the plow drivers insurance. You get actual damages plus loss of use (rental car). Make the claim against that insurer. It's not a collision claim!
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Mr. Klisz is correct. This is the parked vehicle exception to the Michigan No Fault Act. You submit the claim to the plow driver's insurance. Good Luck!
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