I looked it up I in Orange county fl and it Appears to be an old credit card debt but ive never heen served
The filing alone of a lawsuit does not give garnishment rights. You need to be served and either have atrial or be defaulted., If that has not happened you need to talk to a lawyer familiar with FDCA.
If you are being garnished then there is a judgment against you. A consumer attorney will be able to see if there is a way to set aside the judgment. They can also help with the garnishment if your wages are exempt.
You need to go to the court in Orange County, and obtain a complete copy of the case file in the action filed against you. Were you living in Orange County at the time you were sued? You should look carefully at the sheriff's service page in the case file. Was that your correct address at the time? Who did the deputy serve with the lawsuit? If it was not you, or someone living in your household, you need to retain an attorney, and file a motion to set aside this judgment. The grounds for the motion would be insufficiency of service of process. The attorney would also need to move the court in the garnishment action to stay the garnishment pending a hearing on your motion. If, on the other hand, you pull the court records, and the record shows you were properly served with a complaint and summons, the garnishment would be legit. At that point, the only way to stop the garnishment would be full payment of the judgment, or a bankruptcy filing.
I agree that we must obtain copies of the court record as soon as possible, before they are destoyed. I would meet with an attorney who practices "debt defense" in your area who can review these copies to see if you have grounds to vacate (eliminate) the judgement. Even if you have no basis for vacating the judgment, you may have rights to assert an exemption to keep your wages from being garnished, or your attorney may consider bankruptcy to eliminate the debt (and all other debts you may have) forever. I hope eveything works out for you!
The judgment and garnishment exist because the court file shows that you WERE served and likely defaulted in the court proceedings. Simply saying that you weren't does nothing for you and you are now charged with the obligation of addressing the issue or waiving it. You need to hie an attorney to pull the file, review the affidavit where they claim you were served and see what issues exist to ask the judge vacate the judgment. Commonly such suits are served at a former address on a person over 15 y/o and the process server simply claims you were residing there when you can demonstrate you weren't.
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