It is an old landlord tried working with her and nothing worked. The balance is 8000 which isn't right because I was only 2 months behind on rent. I am low income and recently lost my job I am married with two kids and go to college with student loans and grants. My wife and I make about 1000 a month currently. We have a car that isn't paid off we owe around 9000 on it but its worth way less. We don't own anything else of value but we are scared what can they do to us please help. we don't know what to do and don't have money.