it has been turned over to allied to collect
they are giving me a deal to lower the amount paid to $131.23 as a settlement on the amount
due listed, if i pay by april 4th, 2012
since i've never had an account at century link, i am not interested in paying any amount
should i send them a letter to this affect
there is a phone # attached to speak to a representative
but i am apprehensive to even get involved with this
i have never had an account at century link
Allied interstate is a legitimate debt collection agency. You could contact them in writing, requesting verification of this debt, and/or contact the alleged original creditor Century link with same request.
Century Link is the new name for Sprint. If you previously had phone service with Sprint, this could be your account.
Around Seattle, the company named in your post bought out the company that provided most of the home phone service for most of WA (and many other states). Besides landlines, the company provides other communication services (such as internet, cell phone).
In other words, you may have done business with the company when the company was under a different name.
What you should do is send a letter demanding that the debt collector provide you with information to verify the validity of the alleged debt.
Request validation from Allied in writing. One important section of the FDCPA is section 1692g, which deals with validating debts. Section 1692g states, “[w]ithin five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall…send the consumer a written notice containing” the following information: (1) the amount of the debt, (2) the name of the creditor to whom the debt is owed, (3) a statement that the consumer has 30 days to dispute the debt, otherwise the debt will be assumed to be valid, (4) a statement about what the collector will produce if the consumer disputes the debt within 30 days, and (5) a statement that the debt collector will provide the consumer with the name and address of the original creditor, if it is different than the current creditor. In other words, the 1692g Notice Letter contains important information about the debt and about the consumer’s rights. Therefore, consumers should read this letter carefully.
If a consumer receives a 1692g Notice Letter from a debt collector, the consumer has 30 days to dispute the debt and to obtain additional information the debt from the collector. Therefore, consumers should always respond to 1692g Notice Letters in order to obtain complete and accurate information about the underlying debt. Furthermore, it is crucial to dispute the debt within the 30-day window, too, if the consumer does not owe the debt. Once a consumer requests validation of the debt or disputes the debt, the debtor collector must stop all collection activities until the debtor collector provides verification of the debt to the consumer. Therefore, the consumer will have some momentary relief from the telephone calls and the letters while the collector gathers and provides verification of the debt. More importantly, however, the debt collector will be forced the validate the debt before continuing with collection efforts.
If you still have concerns after disputing your debt and requesting validation, please contact me at www.agrusslawfirm.com I have a great working relationship with one of Allied Interstate's in-house counsel.
Information on Avvo should not be construed as legal advice, as each case is different. For information about your specific case, please contact a consumer law attorney, or contact me at www.agrusslawfirm.com
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