I have never had service with this company. The letter had my address only. No name anywhere on the letter. How should I proceed?
You should see an attorney familiar with the Fair Debt Collections Practice Act. Collecting on a non existend debt is a violation of the act which allows you to collect actual damages, statutory damages in the amount of $1,000.00 and attorneys fees.
You need to dispute this debt under the Fair Debt Collection Practices Act. Write a letter back by certified mail, return receipt, that says "I dispute this debt. I do not owe this debt. I refuse to pay this debt. Please do not contact me again either by writing or phone." Sign and date the letter and keep a copy for your records before you mail it. If you do hear back from them, visit www.naca.net to find a consumer lawyer near you to help with this. Best wishes.
This answer is for general informational purposes only based upon the question posed. This answer does not create any attorney-client relationship between attorney Ronald C. Sykstus and/or any of the Bond and Botes affiliated law offices. The only manner in which attorney Ronald C. Sykstus and/or any of the Bond and Botes affiliated law offices represents any prospective client is only after a written retainer agreement has been signed by all parties setting forth the mutually understood attorney-client relationship. The Alabama Bar requires the following: No representation is made that the quality of legal services to be performed is greater that the quality of legal services performed by other lawyers. We are debt relief agents and Attorneys at Law. We can help people file for bankruptcy relief, where appropriate, under the bankruptcy code.
If the bill does not have your name on it, how do you know it is even yours? If you are living in a rental it could be anyone else's that lived there before you. Before going crazy with FDCPA actions as my esteemed colleagues suggest, pick up the phone, call Allied Interstate, and ask them the name associated with the account number referenced on their letter. Hope this helps.
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