I was in an car accident recently and field a claim with my insurance company and now I received a letter saying they are investigating for fraud and have an extra 60 days. Should I be worried and get a lawyer? (There was no fraud and I don't understand what they are investigating)
You failed to mention what kind of claim you are making. In general, you would not need an attorney at this stage if you are just asking for your car to be repaired, but if you are injured, then you will need an attorney.
I provided this response for informational purposes only, and nothing stated should be construed as legal advice specific to your situation since I have not been provided with all the facts and details. If you would like to consult directly with me, you would have to contact me privately for a consultation. Even then, I am not your attorney unless you and I sign an agreement to that effect. I am not licensed to practice law in any state other than California and this response is not intended to be considered as a solicitation of legal services. Please consider how much you have paid for this response before relying on it to determine your legal rights and obligations.
Unfortunately there are not enough facts here. You do not mention under what portion of your policy are they investigating, if you were at fault for the accident, if you are claiming injuries for the accident, if you were treating with a medical provider,.......if you are claiming injuries, if you were not at fault and have a personal injury attorney handling that for you, that attorney can certainly find out why they are investigating....good luck.
Based upon the general statement you made, I would recommend speaking with an attorney as soon as possible. A local attorney who handles both personal injury cases and insurance claims who can give you some good general advice. Also, do not openly post about this matter again until you have spoken to an attorney and then take that attorneys advice about posting about this matter. This is a public forum.
Best of luck,
Chuck Smith, Esq.
The fraud may not be related to you, but to one of your treating doctors or to another party.
I would recommend that you contact an attorney for advise. Some non-standard insurance carriers like to play games as a way of denying a otherwise valid claim.
Usually, attorneys will represent you on a contingency fee basis, with the hope of filing suit on your behalf if your claim is denied. If you prevail, the insurance company pays your attorney fees.
Personal Injury attorneys work on a contingency basis and we can answer all these questions for you; don't hesitate and seek professional advice as soon as possible and do not talk to anyone or give any statements until you do so.
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