I was arrested last year, and was charged with a misdemeanor- but got hired by the financial firm about a month later. Upon being hired, I never physically filled out a U4 for my license to be registered to the new company. However, I understand now that I was supposed to update it with any charges. I honestly did not realize it at the time. A month after being hired, I was out on disability, and when the disability was cut off, my job was immediately terminated. I do not know how to handle my response to FINRA- I am out of work, and lack the financial resources to afford legal counsel at this time, but greatly fear the revocation of my Series 7 & 63 licenses and being barred from the industry all together. Please advise on how to respond to the letter and explaining charges. Thanks!