First, report the incident to your insurance carrier, then, work with them to get the matter fully resolved and behind you. This is why you have insurance.
Report it to your insurance company, tell them the truth about what happened and let them deal with it. They will defend your interests if you are sued and deal with any property damage claims presented. You should be ok - this is why we have insurance.
The aforementioned opinion does not constitute legal advice and is for general educational purposes only. See an attorney licensed in your jurisdiction for competent legal advice. No attorney-client relationship has been formed through the within legal question and answer session.
You did everything right. You called the police and exchanged information. Call your insurance company and report the claim. Cooperate with them. Your insurance company will deal with the vehicle damage, and injuries, if any.
This answer is provided for informational purposes only and does not constitute legal advice. You should not take action based upon this information without consulting legal counsel. This answer is not intended to create, and does not create, an attorney-client relationship. PLEASE REMEMBER: All claims and legal matters have statutes of limitations and/or other important time periods that apply to them. This means that you must take action on all claims or legal matters within the required time period(s) or your claims could be barred by the statute of limitations or dismissed.
As all my colleagues said, report it to your insurance company.
Mr. Pascale is licensed to practice law in the State of New York. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and time-lines that, if known, could significantly change the reply and make it unsuitable. Mr. Pascale strongly advises the questioner to confer with an attorney in their state in order to insure proper advice is received.
Report it to your insurance company ASAP. They should handle it for you. Good luck.
The above is general information only and is not legal advice. The information provided does not form an attorney-client relationship, and should not be relied upon to take or refrain from taking any action. I am not your attorney until we sign a retainer agreement.
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