I helped my 18 y/o buy a new car 2 years ago, thinking I would get a lower interest rate. I want to transfer the car to her name. She has paid all of the payments ahead of time. She deserves to build her credit on this. Toyota Finacial wants to charge $200 to transfer title. She asked her bank for a loan, decision pending. What's cheaper? Do I pay taxes as a seller in Texas? Can we just transfer and avoid taxes? It's always been her car, I made an error. What's the best/cheapest way out of this for both my daughter and I?