This information is being provided for educational purposes. You really need to spend a couple of hundred bucks and consult an attorney in your area. He/she will give you advice on how to proceed and he/she may be able to help you with your insurance company and coverage.
As I am licensed in Florida and Vermont, I cannot comment specifically on Connecticut law. However, there is insufficient information in your question to understand completely as to what claims are being made against you. I respectfully suggest that you immediately contact an attorney in your area and bring all the paperwork to the attorney to review in detail. This may cost you a few hundred dollars, but will probably be well worth it if it avoids a substantial financial problem for you in the future. Do not delay.