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I'm being sued for an auto accident that was my fault. What's the worst that could happen?

Tracy, CA |

I was involved in an auto accident that was my fault as I was driving at 5 miles over the speed limit , and rear - ended the other party . My car was toled , apparently I pushed her into another vehicle which fled the scene . The only damage that I noticed at the time was to her rear bumper area which is where I impacted . graduated high school in 2011 , I am unemployed , have never had a paying job , attend community college on financial aid from the school , and have to do house cleaning and yard work in exchange for housing and food . I am insured , however the other party is asking ( a quarter of a million dollars ) for more than what my insurance covers . What's the worst that could happen to me ?

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Attorney answers 6


The absolute worst case scenario would be backrupcy. Unlikely. Just cooperate with your insurance company. You'll be fine. Good luck.

Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff


I agree with Mr. Adams. Just let your insurance company handle it, and make sure to be cooperative with them. Don't worry about worst case just yet.


Report the claim to your insurance company if you haven't already. They have a duty to defend you. Just because the other party is asking for a huge settlement does not necessarily mean they have a case to substantiate a settlement this large.


Report this to your insurance carrier immediately.

Nothing in this communication should be construed as creating an attorney client relationship. This is for informational purposes only. Attorney will take no action on your behalf unless and until a written retainer agreement is signed. There are strict time deadlines on filing claims and, as such, you are advised to consult with and retain an attorney immediately to file such claims timely or you will lose any right to recovery. Any testimonials or endorsements should not be construed as a guarantee, warranty or prediction of the outcome of your case.


I'm sorry to hear about this. Simply report this to your insurance company, and let them resolve it. Don't lose any sleep over it. Good luck.

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The attorney for the other side is working on a contingency basis, so I am sure that through his investigation, the attorney knows that you do not own any assets beyond the recovery from your insurance. It is possible that the other party has a very high under insurance coverage ($250,000) which would explain why they are asking for such a large sum. Once they collect your policy limit, they will ask you to attest that you do not have any assets, which will allow them to collect from his own policy. Good luck.

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