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There are three parties involved: an insurance co. who is paying for the work, the home owner who contracted with us to perform the work, and the mortgage co. who must jointly release payment for the work. We have completed the job and the ehome owner is attempting to extort additional (out of scope) work from us by not signing off on the project to his mortgage co. He has received the funds from the insurance co. and he has delayed forwarding checks to the mortgages co. The mortgage co. assures me that they will not issue checks that don't require my signature. But, the home owner is delaying the proceess. I lack any real leverage since the work is already completed.