You asked this identical question the other day, and the answer remains the same. With the stay lifted, a new bankruptcy is not going to save the house. Your lawyer (and I hope you got one since your last post) should be able to explain to the judge that with the stay lifted the court can rule on the home, and that may be your last chance, but you have almost no chance without counsel.
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You have allowed the creditor to get relief from your bankruptcy. There is no guaranteed way to save your house from foreclosure once the Motion For Relief is granted other than paying your mortgage current.
Your situation is a great example of why debtor's should NEVER file a bankruptcy without an attorney because the little money you think you are saving has cost you a lot more including your ability to live where you want to live.
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If you are trying to do this without a Bankruptcy lawyer and divorce lawyer, you really have little chance at getting what you want. Get your own BR lawyer NOW to see what can be done in your case. No, you can't file a case while you are already in one. You misunderstand lifting the stay and what is or is not "included" in your case. Now that you are a month from foreclosure, yo likely have little chance to do anything other than try to convince the lender to not foreclose. The BR judge is not a divorce court - they are not going to divide your assets for you. You won't be able to refinance without him in a month. Getting a co-signer would be an absolute disaster for the person you ask to co-sign so don't put your friends or family in that position. All of this could have been handled at least weeks ago. Of course, the biggest question is whether you can make the house payments.
The problem with the stay already having been lifted is that we're you to dismiss your case voluntarily to file a new one, you are I eligible for 180 days. There may be a shot to get the trustee to dismiss it because of the divorce( some of them consider a divorce a basis for dismissal). Then you could refile to stop the foreclosure because your dismissal was not voluntary. That may be your best shot, but ther is not much time to get this done.
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